:root{--ink:#14213d;--muted:#5b6478;--bg:#f7f7f4;--card:#fff;--brand:#ff6b2c;--brand2:#0f6e5f;--line:#e4e4de;--dark:#14213d}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font-family:system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;color:var(--ink);background:var(--bg);line-height:1.6}
a{color:var(--brand2)}
.wrap{max-width:1060px;margin:0 auto;padding:0 20px}
.topbar{background:var(--brand2);color:#fff;text-align:center;font-size:.85rem;padding:7px 12px}
header{background:var(--dark);color:#fff}
nav{display:flex;justify-content:space-between;align-items:center;padding:16px 0}
.logo{font-weight:900;font-size:1.25rem;color:#fff;text-decoration:none;letter-spacing:.2px}
.logo b{color:var(--brand)}
nav .links a{color:#d9def0;text-decoration:none;margin-left:18px;font-size:.95rem}
.hero{padding:52px 0 64px;display:grid;grid-template-columns:1.15fr .85fr;gap:36px;align-items:center}
.hero h1{font-size:clamp(2rem,4.6vw,3.1rem);line-height:1.12;margin:0 0 14px}
.hero p{color:#c9d0e6;font-size:1.1rem;margin:0 0 26px}
.btn{display:inline-block;background:var(--brand);color:#fff;font-weight:800;padding:14px 22px;border-radius:12px;text-decoration:none;border:0;cursor:pointer;font-size:1rem}
.btn.ghost{background:transparent;border:2px solid #4a5a85;color:#fff;margin-left:10px}
.heroCard{background:#fff;color:var(--ink);border-radius:18px;padding:22px;box-shadow:0 20px 50px rgba(0,0,0,.25)}
.heroCard h3{margin:0 0 10px}
.heroCard li{margin:6px 0}
.trust{display:flex;flex-wrap:wrap;gap:10px;margin-top:20px}
.trust span{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.16);padding:6px 12px;border-radius:999px;font-size:.85rem;color:#e7eaf6}
section{padding:60px 0}
h2{font-size:clamp(1.6rem,3vw,2.1rem);margin:0 0 8px}
.lead{color:var(--muted);max-width:660px;margin:0 0 28px}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.grid4{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
.card{background:var(--card);border:1px solid var(--line);border-radius:16px;padding:22px}
.card h3{margin:4px 0 6px}.card p{margin:0;color:var(--muted)}
.step{font-weight:800;color:var(--brand);font-size:.8rem;letter-spacing:1px;text-transform:uppercase}
.trade{background:#fff;border:1px solid var(--line);border-radius:14px;padding:16px;text-align:center;font-weight:700}
.trade small{display:block;font-weight:400;color:var(--muted);font-size:.8rem}
.trade .ico{font-size:1.8rem;display:block}
.alt{background:#eeeee8}
form{background:#fff;border:1px solid var(--line);border-radius:16px;padding:24px;display:grid;grid-template-columns:1fr 1fr;gap:16px}
form .full{grid-column:1/-1}
label{font-weight:650;font-size:.9rem;display:block;margin-bottom:6px}
input,select,textarea{width:100%;padding:12px;border:1px solid #cdd0d8;border-radius:10px;font:inherit;background:#fff}
textarea{min-height:100px}
.checks{display:flex;flex-wrap:wrap;gap:8px 16px}
.checks label{font-weight:400;display:flex;gap:6px;align-items:flex-start;margin:0}
.checks input{width:auto;margin-top:5px}
.fine{font-size:.82rem;color:var(--muted)}
.disclose{background:#fff6ef;border:1px solid #ffd2bb;border-radius:12px;padding:12px 16px;font-size:.92rem}
.thanks{display:none;background:#e7f6ef;border:1px solid #bde5d2;padding:14px;border-radius:12px;margin-top:12px}
.price{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.price .big{font-size:2.1rem;font-weight:900;margin:4px 0}
details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:14px 18px;margin-bottom:10px}
summary{font-weight:700;cursor:pointer}
footer{background:var(--dark);color:#b9c1d9;padding:34px 0;font-size:.87rem}
footer a{color:#fff}
@media (max-width:840px){
 .hero{grid-template-columns:1fr;padding:34px 0 44px}
 .grid3,.price,form{grid-template-columns:1fr}.grid4{grid-template-columns:repeat(2,1fr)}
 nav .links{display:none}.btn.ghost{margin:10px 0 0}
}
.heroCard p,.heroCard .fine{color:var(--muted)}

.hero p.urgent{display:inline-block;background:#ffcf33;color:#111;font-weight:700;font-size:1.05rem;padding:8px 14px;border-radius:10px;margin:0 0 18px}

/* Guides */
.guide{padding:36px 0 50px}
.article{max-width:780px}
.article h1{font-size:clamp(1.8rem,4vw,2.5rem);line-height:1.15;margin:6px 0 12px}
.article h2{font-size:1.4rem;margin:30px 0 8px}
.article li{margin:4px 0}
.article .disclose{margin:16px 0}
.crumbs{font-size:.85rem;color:var(--muted);margin:0}
.ctaRow{display:flex;flex-wrap:wrap;gap:12px;align-items:center;margin:18px 0}
.related{padding-left:20px}
.guideGrid .card h3 a{color:var(--ink);text-decoration:none}
.guideGrid .card h3 a:hover{color:var(--brand2);text-decoration:underline}